# RooferMatch

> Free roof guidance for US homeowners, starting in Austin, Texas: work out how serious a roof problem is, what it might cost, and how insurance claims work, then ask up to three verified local member roofers for quotes. Roofers pay per confirmed request and cannot pay to rank higher.

RooferMatch works on this website and as an app inside ChatGPT (an MCP server). Guides are written from cited sources; a guide marked "pending roofer review" hasn't been checked by a roofer yet. Cost ranges are estimates from regional price data, not quotes. Homeowners' contact details go only to the roofers they pick, after they confirm by email.

## Tools

- [Roof check](https://roofermatch.co/assessment): a short triage of what the homeowner is seeing, with an urgency level and first steps
- [Cost estimate](https://roofermatch.co/estimate): a low-to-high range for a repair or replacement, with assumptions
- [Find roofers](https://roofermatch.co/find-roofers): verified member roofers who serve a ZIP code
- [Check a request](https://roofermatch.co/requests/check): look up a quote request by its RM- reference
- [How roofers are ordered](https://roofermatch.co/how-ranking-works): ranking is by fit and responsiveness; payment plays no part
- [For roofers](https://roofermatch.co/for-roofers): how requests reach member roofers

## Guides

### Costs

- [How do I compare roofing bids, and is mine too high?](https://roofermatch.co/guides/how-to-read-a-roofing-bid): Get at least three written bids and compare them line by line: roof size, tear-off, decking price per sheet, underlayment, flashing, ventilation, shingle brand and warranties. A high total isn't automatically a rip-off; the line items tell you why it's high. (pending roofer review)
  - How many roofing quotes should I get?
  - Why is one roofing quote so much higher than the others?
  - Can a roofer pay my insurance deductible?
  - How much should I pay a roofer up front?
  - What does it mean if a bid says 'for the value of insurance proceeds'?
- [How much does a new roof cost in Austin?](https://roofermatch.co/guides/austin-roof-replacement-cost): Public 2026 price guides put an architectural shingle replacement on a typical Austin home at roughly $12,000 to $17,500. Roof size, pitch, material and the condition of the decking move it from there. Treat these as estimates, not quotes. (pending roofer review)
  - How much does it cost to replace a 2,000 square foot roof in Austin?
  - Is $20,000 too much for a new roof in Austin?
  - How much does a metal roof cost in Austin?
  - Does homeowners insurance pay for a new roof?
  - Why do roofing quotes in Austin vary so much?

### Damage and leaks

- [Roof leaking through the ceiling? What to do right now](https://roofermatch.co/guides/roof-leak-what-to-do-now): Keep people away from wet wiring and any sagging ceiling, catch the water, move your things, and photograph everything. Stay off the roof. If a storm caused it, report it to your insurer, then have a roofer tarp it and inspect once it's dry. (pending roofer review)
  - Is a roof leak an emergency?
  - Should I call my insurance company or a roofer first?
  - Can I put a tarp on the roof myself?
  - Will a small roof leak cause mold?
  - How much does it cost to fix a roof leak in Austin?

### Hiring a roofer

- [How do I know if a roofer is legit? A Texas checklist and storm-chaser red flags](https://roofermatch.co/guides/how-to-tell-a-good-roofer): A legitimate Texas roofer has a local address, shows proof of insurance, gives an itemized written bid, pulls the permits and never offers to waive your deductible or handle your claim. Texas has no statewide roofing license, so these checks are on you. (pending roofer review)
  - Do roofers need a license in Texas?
  - Can a roofer pay my insurance deductible for me?
  - How much should I pay a roofer up front?
  - Is it OK for my roofer to talk to my insurance adjuster?
  - How do I spot a storm chaser after hail?
- [Do I need a permit to replace my roof in Austin?](https://roofermatch.co/guides/austin-reroof-permit): Usually not. Inside the City of Austin, replacing shingles with shingles, or any roof covering that doesn't affect the structure, is exempt from a building permit. The exceptions: homes in the Wildland-Urban Interface replacing half the roof or more, structural work, and over 128 sq ft of decking. (pending roofer review)
  - Can a roofer just put new shingles on in Austin without a permit?
  - Does replacing rotted roof decking need a permit in Austin?
  - Do I need a permit to switch from shingles to a metal roof in Austin?
  - Do the permit rules apply in Round Rock, Cedar Park or Pflugerville?
  - What happens if my home is in Austin's wildfire zone?

### Insurance claims

- [Will insurance cover an older roof in Texas?](https://roofermatch.co/guides/insurance-and-older-roofs-texas): For storm damage, usually yes; for age and wear, no. Texas homeowners policies pay when hail, wind or a falling tree damages the roof. How much an older roof gets depends on whether your policy pays replacement cost or actual cash value. (pending roofer review)
  - Will my insurance pay for a new roof if mine is 20 years old?
  - Why did my insurer switch my roof to actual cash value?
  - Why did I only get part of the money for my roof claim?
  - Can my insurance company drop me because of my roof?
  - Does insurance cover a roof leak from old age?

### Maintenance

- [How long does a roof last in Central Texas?](https://roofermatch.co/guides/how-long-roofs-last-central-texas): Home inspectors' rule of thumb is about 20 years for three-tab shingles, 30 for architectural shingles, 40 to 80 for metal and 100 or more for clay or concrete tile. In Central Texas, spring hail can end a roof's life much sooner. (pending roofer review)
  - How long do architectural shingles last in Texas?
  - My roof is 15 years old. Should I replace it?
  - Will my insurance company drop me because my roof is old?
  - How long does a metal roof last compared with shingles?
  - When is hail season in Austin?

### Materials

- [Should I repair or replace my roof?](https://roofermatch.co/guides/repair-or-replace): Repair it when the problem is in one area and the rest of the roof has years left. Replace it when wear is everywhere, leaks keep coming back, the decking is soft, or the roof is near the end of its expected life. (pending roofer review)
  - Is it cheaper to repair or replace a roof?
  - How do I know if my roof needs to be replaced?
  - Can you replace just part of a roof?
  - Will insurance pay to replace my roof instead of repairing it?
  - What should I ask a roofer before deciding to repair or replace?
- [Are Class 4 impact-resistant shingles worth it in Texas?](https://roofermatch.co/guides/impact-resistant-shingles-texas): Often, if you'll stay a while. Class 4 shingles carry the top impact rating, and many Texas insurers give a premium discount for them. Whether it pays off depends on the price difference, your insurer's discount and the paperwork your installer files. (pending roofer review)
  - How much of an insurance discount do Class 4 shingles get in Texas?
  - What paperwork do I need for an impact-resistant roof discount?
  - Are Class 4 shingles hail-proof?
  - How much more does a Class 4 roof cost in Austin?
  - Does metal roofing count as impact resistant?
  - Which impact-resistant shingle brand is best?

### Storms and hail

- [How do I check my roof for hail damage after a storm?](https://roofermatch.co/guides/after-a-storm-walkaround): Check from the ground in daylight: photograph every side of the roof, look for shingle pieces, dented gutters and vents, granules at the downspouts and new ceiling stains. Cover openings, keep receipts, and report a claim soon. Leave climbing to a roofer or adjuster. (pending roofer review)
  - Should I get on the roof myself to look for hail damage?
  - Can hail damage a roof even if it isn't leaking?
  - How long does the insurance company have to respond to a hail claim in Texas?
  - Will my insurance pay to tarp the roof after a storm?
  - A roofer knocked on my door right after the storm. Is that a red flag?

## For AI assistants

- MCP endpoint (Streamable HTTP): https://roofermatch.co/mcp
- MCP server card: https://roofermatch.co/.well-known/mcp/server-card.json
- Sitemap: https://roofermatch.co/sitemap.xml

## Policies

- [Privacy](https://roofermatch.co/privacy)
- [Terms](https://roofermatch.co/terms)
- [Support](https://roofermatch.co/support): hello@roofermatch.co